Independent Insurance Agency — Personal & Commercial Lines
ShieldPlan works with over 30 carriers to find policies that fit your life and your business — not the other way around. No pressure. No upsells. Just honest, licensed advice.
Lines of Coverage
We place coverage across all major lines. Each line is reviewed for adequacy, not just premium.
Auto, homeowners, renters, umbrella, watercraft, and scheduled personal property. We compare rates across carriers and explain what you're actually buying.
BOP, general liability, commercial auto, workers' compensation, professional liability, and commercial umbrella for businesses of all sizes.
Already insured? We'll audit your current policy for coverage gaps, redundancy, and savings — at no cost and no obligation.
When a claim happens, you need an advocate who understands the policy language. We help coordinate the process and communicate with adjusters on your behalf.
Carrier Access
Our appointments include admitted carriers, E&S markets, and specialty programs — giving us options most captive agents don't have.
Preferred-risk personal and commercial lines through AM Best A-rated admitted carriers. Competitive rates for qualifying risks.
High-value homes, specialty vehicles, hard-to-place commercial risks, and admitted-market declines placed through E&S markets.
Industry-specific programs for contractors, hospitality, healthcare-adjacent, and professional service businesses with tailored endorsements.
Trade association group health, group life, and voluntary benefit access for employer groups and member organizations.
Coverage availability, limits, and pricing depend on underwriting review. Not all carriers are available in all states. Contact us for state-specific availability.
Why ShieldPlan
No single carrier owns our book. We quote the market and explain every material difference between offers — limits, exclusions, carrier rating, and price.
Every producer holds active state licensure. We hold continuing education credits in the lines we sell. You can verify our license number at your state's DOI.
We put our recommendations in writing. The coverage comparison, the declinations, the alternatives — all documented before you sign anything.
Compensation is disclosed upfront. We don't earn more for recommending higher limits or specific carriers — our incentive is your retention, not your first check.
About the Agency
ShieldPlan Insurance Group was founded on the premise that insurance advice should be honest, not driven by carrier incentives. We've placed coverage for families, small businesses, contractors, and professional service firms across the region.
Our producers hold active P&C, Life, and Surplus Lines licenses. We maintain E&O coverage, carry professional liability on our own book, and participate in annual continuing education. We believe the people we insure deserve the same standard of risk management we apply to ourselves.
Start a Coverage ConversationNo obligation. No single-carrier pitch. Just an honest look at what you have and what you need.
Coverage inquiries are not binding. All quotes require underwriting review and are subject to state availability. This site does not constitute an offer of insurance.